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Ki Gray's Articles in Advice for Buyers

  • Finding a Good Lender
    A good lender is hard to find. He will be able to explain and guide you through the loan programs so that you find the right one for you.
  • What to Look for in a Loan Part 1
    This is in an article that looks through the basic steps to getting a loan.
  • The Benefits of Buying Real Estate in a Bad Neighborhood
    Although people typically look for a good neighborhood, there are many benefits to buying in a bad neighborhood. This article goes through a few of the top reasons to consider buying in a bad neighborhood.
  • The Benefits of the 15 Year Loan
    With all the recent fancy loan programs, the 15 year fixed-rate loan has become a forgotten option to the typical 30 year. If you can spare the extra per month, you can save on interest paid as well as pay the loan in a shorter amount of time.
  • Myths About Real Estate Agents
    This article is a light analysis of Real Estate Agents and the myths surrounding them.
  • Finding your Maximum House Price
    A guide on how to find the maximum house price when you are looking to purchase your first home.
  • Now is Not a Good or Bad Time to Buy Real Estate
    People frequently spend time analyzing the current state of the market. In this article, we talk about why this is not the ideal strategy, and talk about other more important factors to consider when investing in real estate.
  • Why Have a Realtor?
    When purchasing a home or property, many people shy away from using a Realtor because it seems like a bother. But when making such a large investment, look for a Realtor with experience and who understands your values to help guide you into making a wise decision.
  • The Benefits of a GFE and Pre-Approval
    The GFE or the good faith estimate is an important part of the real estate buying process. In this article we describe the GFE and its benefits.
  • Seven Steps of the Loan Process
    There are various steps of the loan process. From picking a lender to closing, each step is covered in detail.
  • A Condo or a House? A Few Things to Consider
    When you are looking at buying a residence one of your considerations is whether to buy a home or a condo. This article looks through a few of the issues you should consider before making your decision.
  • The Two Sides of Gentrification
    Gentrification has become a hot topic in cities like Austin Texas and Boulder Colorado where central neighborhoods have risen quickly in value. This article discusses some of the issues involved with gentrification.
  • Some Pros and Cons of Owning Real Estate
    Like many financial decisions their are pros and cons of moving into the real estate market. This article examines the pros and cons of owning real estate.


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